Fair Credit Rating
This is purely a guideline, Lenders do have the right to adjust their lending criteria
Minimum Applicant Age at the Start of the Agreement: | 21 Years |
Maximum Applicant Age at the end of The Agreement: | 80 Years |
Residency - Minimum: | 2 years |
Current Residential Status: | Homeowners, Tenants |
LOAN TERM - Minimum (Months): | 12 |
LOAN TERM - Maximum (Months): | 60 |
Loan Amount - Minimum: | Cars £2,500 |
Loan Amount - Maximum: | Cars Homeowners - £100,000 |
Products Offered: | Hire Purchase, Lease Purchase |
Max Vehicle Age at the end of the Agreement: | Hire Purchase 15 years Lease Purchase 8 years |
Vehicle Mileage: | Max 120K at the Start of the agreement |
Equifax Minimum Risk Navigator Scores:
Fair Credit Rating: | An Equifax score 320-449 Please be aware that these scores are at the discretion of the lender and do change other factors such as affordability will also determine your application |