BMW PCP
Few motor manufacturers have built a reputation that is as good as BMW. Fantastic build quality is only matched by their reliability and as a consequence BMW cars have very good residual values, because of this combination BMW cars are ideal to finance using a PCP.
Finance your new BMW using a PCP (Personal Contract Purchase). Payment is made on a monthly basis directly from your bank account for an agreed period of time – normally between two and four years. Your initial deposit can be anything from 0 to 40%, and your regular payments will be much lower than hire purchase. You can also pay extra to include all your servicing costs and a one off payment can be made for Gap insurance. At the end of the agreed period you either hand your BMW back, or, if you decide to keep it, you can pay the “balloon payment”, this is the Guaranteed future value (GFV) that is specified when you make the original agreement.
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